How To Buy An Engagement Ring

The most common of engagement traditions isgrade, which is extremely extraordinary.
the groom presenting the bride to be with anE: Colorless. An expert, still considered a rare
engagement ring. Most commonly, thediamond, can detect only minute traces of color.
engagement ring is a diamond ring. While diamondsF: Colorless. Slight color detected by an expert
are the preferred precious stones, diamonds aregemologist, but still considered a "colorless" grade
not the only gems used in engagement rings.and a high-quality diamond.
The most important reason diamond rings are soAnother important factor determining the price of
popular is because they are the most expensivea diamond is its cut. As any of the other
of gems; therefore, considered the most precious.characteristics cut is equally difficult to judge for
The diamond jewelry retail market is a $30 billionthe untrained eye. The grading certificate that
market with over $5 billion of it spent onnormally comes with the diamond will provide you
engagement rings in America.a good idea. Independent testing institutions, such
To the untrained eye, most diamonds look equallyas the GIA, provide certificates with a diamond's
beautiful. Most people evaluate diamonds based ongrading from excellent to poor. Naturally, a
its size, shape, and price. A lower price typicallycertified diamond means a larger price tag.
means lower gem quality, not necessarily aIn simple terms, the clarity of a diamond refers
bargain.to its purity. Most diamonds have minuscule
Estimating diamond quality requires skill andimperfections called "inclusions". A flawless (no
experience. It requires grading a ring based on ainclusions) diamond is extremely rare and valuable.
combination of characteristics such as cut, clarity,At the same time, diamonds riddled with inclusions
color and carat weight. Such characteristics areare less expensive. Clarity is graded from
called the "4 Cs". A diamond's weight is measured"flawless" (FL) to "imperfect" (I1 to I2). Most
in carats. One carat is one fifth of a gram.diamonds fall between those with very, very
Generally diamonds range from 0.25 up to severalsmall inclusions (VVS1) to rocks with slightly larger
carats. The largest cut diamond in the world isinclusions (S1). If you can compromise on clarity,
530.20 carats. Sorry, it is not fore sale. It is calledyou are going to be able to save. To verify a
the Cullinan and kept in the Tower of London. Thediamond's clarity, examine the laboratory
Cullinan is set in the sceptre of King Edward VII.certificate.
In addition to considering weight when valuing aIf money is tight but you must have a diamond
diamond, color is an important factor. Colorlessring, stay away from the big name jewelry
diamonds are rarest and they are the moststores. Brand name more often than not comes
expensive. Diamonds with a hint of yellow arewith a larger price tag. Buying wholesale may be a
considered less pure, and they are less expensive.viable option. As a rule, the wholesaler's core
Diamond colors are coded from D to Z. A throughbusiness is selling diamonds to retailers, but they
D grade diamonds are the most expensive and Zalso sell to the public. Because they do not
are the least expensive. Diamonds graded D-F areadvertise in the same venues as retail jewelry
considered colorless and they are the moststores, you have to seek them out. It is easier to
expensive. Reputable jewelry stores, usually, dofind wholesalers than you think since many of
not sell K thru Z grade diamonds.them are listed as diamond merchants in the
The most valuable color grades:phone book.
A - D: Absolutely colorless. The highest color