| A diamond certificate is also known as a | | | | given to your insurance companyas well, when |
| Diamond Grading Report. This report comesfrom | | | | you insure the diamond. Thisprovides absolute, |
| the Gemological Institute of America | | | | unquestionable proof ofthe value of the diamond |
| (GIA), and you should require this reportwhen you | | | | should it be stolenin the future. Insurance |
| are purchasing a diamond. | | | | companies cannotargue with the report. |
| With a diamond certificate, you can verifythe | | | | Avoid diamond dealers who seem reluctantto |
| color, cut, carat, weight, and clarity of thediamond. | | | | provide a certificate! Also avoid sellerswho tell you |
| You don’t have to worry about adiamond | | | | that a certificate diamond willcost you more – |
| dealer telling you anything less thanthe truth, | | | | the only additional costshould be the cost of the |
| because the certificate comesfrom the GIA – | | | | certificate, whichis low. If the dealer doesn’t |
| not the dealer. You may berequired to pay for | | | | want to providea certificate, then you don’t |
| the certificate, but thecost is usually low, and in | | | | want to dobusiness with that dealer. |
| many cases, itwill help you negotiate a better | | | | Don’t accept certificates from Gemological |
| price on thediamond – or keep you from | | | | Laboratories other than GIA. There are |
| purchasing alower quality diamond altogether. | | | | manyfly-by-night Gemological labs these days, |
| If you buy a high quality diamond, and thenlater | | | | butin the end, GIA has been established as |
| decide to sell the diamond, you willneed to have | | | | themost respectable and trustworthy – not |
| the certificate, or you will havea hard time selling | | | | tomention oldest – of the lot. So avoid |
| it to someone else. | | | | dealerswho don’t want to use GIA for |
| Furthermore, you can use the Diamond | | | | certificationpurposes as well. |
| Grading Report to look up the wholesalevalue of | | | | Don’t buy an expensive diamond |
| the diamond in question. Use theguide that is used | | | | withoutpaying the extra cost of the certificate. If |
| by the diamond cuttingindustry. | | | | adealer tries to convince you to make |
| With the Certificate, or Diamond Grading | | | | thepurchase without the certificate, or if |
| Report, there won’t be any doubts when | | | | theywant to use a company other than GIA, |
| youare trying to purchase a diamond. You | | | | youcan be sure that the dealer has |
| caneasily find out what the diamond is worth. | | | | probablygreatly inflated the price of the diamond |
| This will prevent you from overpaying, and itcan | | | | –they have something that they are |
| prevent a seller from under-charging aswell. | | | | hidingfrom you. |
| A copy of the Diamond Grading Reportshould be | | | | |