| As crime and drug use increases, the risks | | | | local Dealer, on the Market or Antique Fair, why |
| involved in having Antique and Estate Jewelry just | | | | not get it checked. What's the worst that could |
| lying around your home seem to treble. It | | | | happen? For less than the price of a Big Mac and |
| becomes a nightmare and you find you are just | | | | Coke it's a Bargain, plus there are many other |
| not sure what to do. | | | | advantages to having your Jewelry done at the |
| Here are some timely pieces of advice, but by no | | | | Online Jewelry Appraisal Center. |
| means comprehensive. If you have special | | | | Your appraisal valuations should be re-done every |
| circumstances, it may pay you to go one step | | | | couple of years as the price of Gold and Silver |
| further and get some professional advice. | | | | changes, as does the price of Diamonds and |
| BALANCE AND COMMON SENSE... | | | | Gemstones and Antiques in particular. |
| If you collect Antique Jewelry and your collection | | | | We do offer an excellent reminder service to |
| has grown to more than 'Just a couple of Rings' | | | | anyone who completes a 'Do-it-Yourself' Online |
| you will have a double edged sword to handle. | | | | Jewelry Self Appraisal Kit with us. This alone is |
| In the first place you have two problems. | | | | worth the small fee as it relieves you of the |
| * You are an active buyer, so people know who | | | | problem. |
| you are. | | | | But remember that if your Jewelry is lost or |
| * Insurance has put 'Premiums' through the roof. | | | | stolen, the insurance cover will only help replace |
| Personally, we just Hate to see items collected | | | | your treasure with something of 'COMPARABLE' |
| and never worn. | | | | value. |
| Jewelry was made to adorn, so if you can, wear | | | | It can't buy you 'sentiment' and it can't buy you |
| them. | | | | another Georgian Chatelaine to exactly replace |
| But remember this is an open advert to the | | | | the one you had. You may be able to get another |
| whole world that you have 'Got some Jewelry' at | | | | 'Similar' item though, and that is better than the |
| Home. It pays to be just a little aware! | | | | few dollars or so, you may have received from |
| YOUR INSURANCE POLICY... | | | | the Homeowners policy. |
| Your Home and Contents policy 'GENERALLY' | | | | It pays to have an up-to-date Certificate. I can't |
| does NOT cover your personal Jewelry over a | | | | stress that enough. |
| certain amount (this varies from company to | | | | If in doubt, talk with your trusted Insurance |
| company). Plus if you had to claim, the Insurance | | | | Company. |
| company may take a 'premium' from you (say | | | | But even if it's just for 'Peace of mind', the small |
| $100) which they would DEDUCT from the final | | | | price (less than a Cinema Ticket) is well worth the |
| payout. | | | | effort. |
| The remaining value may not cover one item in | | | | It's a No-Brainer really. |
| your collection, yet alone the 'sentimental' value | | | | There are several other SPECIAL REPORTS |
| associated with your personal favorites. | | | | available through our eMail-on-Demand subscription |
| So you will have to list all of the items individually | | | | box at the website, so please take some time to |
| and get an Insurance Valuation certificate as well. | | | | visit. |
| Because 'Sentimental' value does not apply, only | | | | There is a timely warning on Security issues. It's |
| the replacement costs, you will have to ensure | | | | good advice, plus there is some great tips on |
| your qualified gemologist/jeweler/valuer | | | | Investing in Jewelry, Insurance guidelines and |
| understands why you are having an appraisal | | | | other notes on selling, Hallmarking tips etc, and |
| done in the first place. | | | | they are being added to all the time. |
| This can get expensive as professional appraisals | | | | And the best bit is they are FREE.... |
| typically cost a flat 'Take-in' price of around $20 | | | | Thank you for taking the time to read this special |
| plus a sliding scale fee of approximately one | | | | report. If you thought it interesting, useful or |
| percent of the final value. | | | | found it helped you in any way I would appreciate |
| In an item is valued around $1000 dollars, that fee | | | | your comments via email at the address shown |
| is $10 + $20 take-in or $30 total. This is just for | | | | below. |
| ONE item. Valuation Appraisals can cost up to $60 | | | | This is my personal email address and I read |
| dollars or more so if you have a small collection, | | | | every comment - good or bad. |
| you may need a small fortune just to keep up | | | | Alternatively: why not pass it on to a friend. I'm |
| with current prices. | | | | sure you can think of someone who might benefit |
| The BIGGER your collection - The B I G G E R | | | | from this useful information. Treat it as doing me |
| your cost! | | | | a big favor. I will certainly appreciate it.regards and |
| But if you don't want a great outlay, you might | | | | please watch the road. David Foard F.G.A.A. Fellow |
| just take advantage of the useful 'Do-it-Yourself' | | | | of the Gemological Association of Australia and |
| Online Jewelry Self Appraisal Kit at the Online | | | | former member of JATVC - The Valuers Council |
| Jewelry Appraisal Center at the address shown | | | | (retired). |
| below, which is a great alternative. | | | | P.S. |
| This ONLINE database system calculates | | | | If you administer a website or publish an ezine, |
| everything for you and prints out a descriptive | | | | please feel free to use this article as long as you |
| Certificate and is hundreds of times more | | | | leave all links in place, do not modify the content |
| accurate and thorough than your local high street | | | | and include our resource box as listed below. |
| jewelers' scribbled letterhead. | | | | Although it's not compulsory, just send me an |
| At such a low fee it's money well spent. Indeed, if | | | | email at and let me know if and where you used |
| you just purchased something on eBay or Yahoo | | | | it. If you need other great content - |
| auctions, for example, you might wish to just | | | | complimentary of course - then drop me a line at |
| confirm an approximate value by using this easy | | | | the email address given - 'cause I've got Gallons |
| to use DIY Valuation Appraisal Kit. | | | | of the stuff.... |
| Suppose you recently bought something from a | | | | |