| Israel Glitters with Its Diamonds | | | | the bilateral trade between Israel and India and |
| The Israeli Diamond industry has designated India | | | | the volume has been growing rapidly in the recent |
| as a strategic target for 2008. Diamonds account | | | | past. |
| for about 70 per cent of the bilateral trade | | | | If the diamond business is growing, the banks |
| between Israel and India and the volume has | | | | cannot be far behind. And that is where the State |
| been growing rapidly in the recent past. | | | | Bank of India (SBI) has entered the fray. The |
| The Israel Diamond Exchange is the official name | | | | bank has been in the diamond business for about |
| of the organisation in Tel Aviv that organises, | | | | 30 years and already operates in other diamond |
| conducts and manages the industry to the benefit | | | | centres such as Antwerp, Hong Kong, |
| of its members. The building looms large in the | | | | Johannesburg, New York and Mumbai. |
| Ramat Gan area of the city, and appears | | | | Ms V. Sasikala, my gracious host during my visit |
| disproportionately large in the tourist maps of the | | | | to the Diamond Exchange, is the CEO of |
| city. | | | | SBI’s operations in Tel Aviv and was sent |
| But I was hard pressed to explain my destination | | | | there to get the operations started. She has |
| to my taxi driver. After trying to say the name | | | | successfully managed to find a strategic perch for |
| with different accents, I pulled out the map and | | | | the bank by locating it physically in the bourse in |
| pointed it to him. ‘Ah, Borsa,’ he | | | | such a manner that the bank can be accessed |
| exclaimed. Everybody knows the borsa, or the | | | | from the rear by its diamond clients and thus |
| bourse, where diamonds are traded. | | | | have all the security protection they need At the |
| Interesting anomaly. | | | | same time, the bank can be accessed from the |
| But diamonds in Israel is itself an interesting | | | | front by ‘market’ (or non-diamond) |
| anomaly. Early economic theories stressed the | | | | customers without being hassled by the need for |
| need for natural resources on which to base a | | | | security clearances. |
| country’s economic development till countries | | | | ‘Cutting-edge’ technology |
| such as Singapore proved that what you needed | | | | There are about 35 Indians in the diamond |
| was a vision, and hard work to make | | | | business in the bourse and they have been |
| development happen. Israel is like that. Without | | | | operating there long before diplomatic relations |
| diamond mines and without a major market to | | | | were established between the two countries in |
| consume the product, Israel is still a major player | | | | 1992. One of them, Nimish Modi, who has been |
| in the global diamond industry. | | | | operating in Israel for about 30 years, briefed me |
| Israel is said to account for roughly half of the | | | | on the changes he has seen in the business. |
| rough and polished diamonds traded in the world, | | | | One has been the inroads that machines and |
| and has built this position based on its creativity | | | | technology have made, gradually taking over skills |
| and technological competence in polishing and | | | | that were previously in the domain of human |
| designing equipment that is used in the industry. | | | | expertise. Israel’s traditional role in the |
| The Diamond Exchange is a comprehensive | | | | diamond business came from its diamond cutting |
| centre; a complex of four interconnected buildings | | | | expertise which, for cost reasons, has now largely |
| with what is reportedly the world’s largest | | | | shifted to other countries, such as India. |
| trading floor, offices for the traders, banks, post | | | | Mr Modi explained that the two fields in which |
| office, restaurants, a synagogue, and day care | | | | Israel has competence now is in its network of |
| facilities for children. You do not need to leave the | | | | trading and marketing, and in its technological |
| place! Such a centre, in any place, needs to have | | | | competence in developing many of the machines |
| high security, and in Israel, which is not at peace | | | | that have an important role in the industry. |
| with all its neighbours and faces violent attacks, | | | | One of the machines in the bourse’s technical |
| the need for security has the place tightly sewed | | | | centre demonstrated how much of the skill had |
| up. I had to provide my passport particulars a day | | | | now been transferred to the machine. |
| ahead in order to be cleared to enter the building. | | | | With the rough diamond placed in a compartment, |
| The security also seems appropriate for a | | | | a laser scans it, analyses the data, and provides a |
| business that has, at higher levels, been shrouded | | | | report that gives the colour, carat and other |
| in secrecy, and is an industry that seems to | | | | characteristics. It then displays what could be the |
| deviate from all the accepted theories of business | | | | most efficient cut and is also prepared to mark it |
| and management. The official face of DeBeers, | | | | on the stone as a guide for the cutter. While the |
| the private company that controls the industry, is | | | | standard mass merchandising diamonds go to |
| just innocuously called the Central Selling | | | | China, the more creative cuts are done in India. |
| Organisation (CSO), not wanting to attract | | | | Ms Sasikala took about nine months since landing |
| attention. Hmm. An organisation that does not | | | | in Tel Aviv to start the branch, which began |
| want publicity! | | | | operations in 2007 and was also the first foreign |
| Crafted by CSO | | | | bank in the bourse. Often one thinks of starting |
| The diamond industry is carefully managed by the | | | | operations in a new country as challenging due to |
| CSO, which has about 50 per cent of the | | | | the need to understand the environment, which |
| world’s share of the market. Much like the | | | | includes the regulations, the local business culture, |
| central planners of the former Soviet Union, it | | | | finding the office space and people, and so on. |
| sets the prices at which it will sell its rough | | | | But there is another side to it, namely, the need |
| diamonds to ‘sight holders’ who are its | | | | to effectively convey to one’s head office |
| approved buyers. You take it or decline; there is | | | | how some of the standard operating procedures |
| no negotiation. Even Russia, now a major diamond | | | | and rules will not work in the new environment |
| producer, prefers to let DeBeers take the lead in | | | | and secure the necessary permissions to design a |
| setting prices, for the company has mastered the | | | | new structure and culture. So, a pioneering |
| art of managing both demand and supply to keep | | | | manager has to manage both ends of the |
| price high. Interestingly enough, in the case of | | | | operation while at the same time, setting the right |
| luxury goods such as diamonds, nobody is | | | | precedents. |
| interested in the prices crashing! It is obvious that | | | | Opening up opportunities |
| the supplier wants high prices, but so does the | | | | The diamonds sector makes up about 90 per |
| buyer, for it represents her/his status and luxury. | | | | cent of SBI’s business there now, but Ms |
| That same spirit of secrecy and security | | | | Sasikala sees enough opportunities in other |
| pervades other aspects of the operations of the | | | | sectors of Israel’s economy that do business |
| diamond exchange. In any other exchange, you | | | | with India such as telecommunications, plastics, |
| will see listings of opening and closing prices and | | | | chemicals, and pharmaceuticals, to drop the |
| volume of trades in a day. Not here. The | | | | diamonds’ share of her business to about 50 |
| Exchange does not keep records of the volume | | | | per cent in the near future. Not a small |
| of business conducted on the trading floor. You | | | | achievement. |
| are not going to see flashing signs listing the going | | | | Here is an interesting example of the kinds of |
| price. | | | | opportunities that have shown up on her door. |
| You will see two individuals seated across a small | | | | Since religious strictures prevent orthodox Jews |
| desk, negotiating a price for a small piece of | | | | from receiving interest from other Jews, they |
| stone wrapped in paper. A trader, who has just | | | | shun Jewish banks and are looking at SBI with |
| made a few millions in profit, will probably shuffle | | | | great interest! |
| across the floor claiming to his friends that | | | | Israel is thriving and it will be wonderful if it can |
| business is bad, so as not to attract attention! A | | | | share some of that prosperity with its poorer |
| person transporting diamonds is not likely to | | | | cousins, the Palestinians. SBI can even play a role |
| advertise that fact too for obvious reasons. | | | | here with India having good relations with both |
| SBI in fray | | | | sides of the disputed territories. SBI’s |
| The Israeli Diamond industry has designated India | | | | expertise in lending to small businesses, weaker |
| as a strategic target for 2008, signalling that there | | | | sections, and priority sectors is applicable in the |
| is going to be increased cooperation between the | | | | West Bank. Maybe we will see an office there too |
| two countries. The trend has been building for a | | | | very soon. |
| while. Diamonds account for about 70 per cent of | | | | |